Isn't it too hard to qualify for a mortgage now?
Standards have indeed tightened. However, in most cases, all you have to
prove is that you can afford the monthly payment and a that you have a
good credit score. You don't necessarily need to have a 20 percent down
payment of the purchase price if you don't have it—there is still
traditional banks that will allow as little as a 5 percent down payment.
Documentation of assets have gotten a bit stricter, but overall there is
still plenty of financing available for qualified buyers.
Use the mortgage calculator to the right to estimate the cost of a new
mortgage or peruse our lending partners below to learn more. |
|
|
 |
Community Bank
of Pickens County
www.cbopc.com
Geraldine Moody
706.253.9600 |
 |
|
| Community Bank of Pickens County makes a
difference through Hometown Commitment--part of that commitment
is to make banking safe, convenient and, of course, financially
beneficial. Contact Geraldine Moodey at 706.253.9600 or visit
the website
for more information. |
|
|
| Jasper Banking Company has been Pickens
County's hometown bank since it opened on March 12, 1945. By
providing financial support for the community's progress and for
individual success, Jasper Banking Company has become a renowned
community bank that continues to be locally owned and locally
managed. As the oldest bank in Pickens County, they are building
on a tradition of strong commitment to the entire community.
Contact Gary Reece at 706.692.3581 or visit the
website
for more information. |
|
|
| Cherokee Bank offers friendly, professional
service to clients with personal banking needs--no one is just
an account number at Cherokee Bank. They pride themselves on
creating a banking experience that is pleasant and efficient,
with a variety of options and services to fit each individual's
and each family's needs. Contact Lisa Jeans at 770.345.6321 or
visit the website
for more information. |
|
|
| Crescent Bank's core values of
accountability, commitment, excellence in customer service,
integrity and teamwork are the guiding principles they follow
each day. In doing so, they fulfill thier mission statement of
being the bank of choice in the communities they serve by
developing profitable, lasting relationships and exceeding the
expectations of customers, employees and shareholders. Contact
Lori Shaw at 678.454.2225 or visit the
website
for more information. |
|
|
| SunTrust Banks is one of the nation’s largest
and strongest financial holding companies that provides deposit,
credit, trust, and investment services to a broad range of
retail, business, and institutional clients. Other subsidiaries
provide mortgage banking, brokerage, investment management,
equipment leasing, and capital market services. SunTrust
believes that great people and operating principles set the
standard for excellence in the mortgage banking industry. No
other firm is as rich in history, yet as modern in its approach
to growing business. Contact Mark Pazol at 678.985.6598 or visit
the website for more
information. |
Information deemed reliable, but
is not guaranteed.
The logos and trademarks displayed on this page are
owned by their respected owners
Review
Frequently Asked Questions
|
